Individuals who are registering themselves at www.switchmyloan.in, are authorizing us & our associated Banks/NBFCs partners and advertisers to give them an sms/call/e-mail to offer services for the product they have opted for, providing product knowledge, intimation of promotional offers running on the website & various FINANCIAL offers from associated third parties. And Irrespective of the fact if they have subscribed under DND or DNC service still Switchmyloan.in and partnering Banks/NBFCs and advertisers are authorized to give a call/sms/e-mail for the aforesaid purposes.
Switchmyloan.in ensures that the individual’s loan application is sent to bank which they have opted for, in case or otherwise, the lender/bank will be selected only with the customer’s due consent. All the loan schemes are on discretion with the associated Banks/NBFCs partners and Advertisers.
Switchmyloan.in collects personally identifiable information when an individual inputs hie/her information on Loansbazaar site. They can use certain Switchmyloan.in products or services, when they visit Switchmyloan.in pages, and enter promotions or sweepstakes. Switchmyloan.in may also receive personally identifiable business information from our authorized partners.
When individuals attempt to register at Switchmyloan.in, they are been asked for their first name, last name, gender, zip/postal code,email, country, time zone, state, city and birth date. Once they get registered with Switchmyloan.in and sign in to our services, they will not be anonymous to us.
Also during the registration process, they will be requested to register their mobile numbers and email id, pager, or any other wireless device for communication in order to receive text messages, notifications, and other services. By registration they authorize us to send sms/email alerts to subscribers for their login details and alerts or some advertising messages/emails from us.
If at any time during the service tenure registered individuals wish to stop these sms/email alerts they can write an email to us along with mobile numbers and their mobile number will be deleted from the alerts database.
Switchmyloan.in does not provide the guarantee whether the advertisers are good, credible or quality sellers of goods / service providers. People must satisfy themselves about all relevant points prior to availing of the terms of service. Switchmyloan.in has not discussed any terms of engagement with any of the listed advertisers. Purchasing of products or services from advertisers shall be at their own risk.
We care about your privacy as much as you do. What it means is:
Your use of a Switchmyloan.in website www.Switchmyloan.in (hereinafter referred to as "Switchmyloan.in") and services and tools are governed by the following terms and conditions. If you transact on Switchmyloan.in, you shall be subject to the policies that are applicable to the website for such transaction. By use of the website, you are contracting with Switchmyloan.in Technologies and Services Private Limited, a company incorporated under Companies Act, 1956 and these terms and conditions constitute your binding obligations.
ACCESSING, BROWSING OR OTHERWISE USING THE SITE INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS IN THIS AGREEMENT, SO PLEASE READ THIS AGREEMENT CAREFULLY BEFORE PROCEEDING
Use of the Switchmyloan.in Website is available only to persons who can form legally binding contracts under Indian Contract Act, 1872. Persons who are "incompetent to contract" within the meaning of the Indian Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Switchmyloan.in Website. If you are a minor i.e. under the age of 18 years, you shall not register as a member of the Switchmyloan.in and shall not transact or use Switchmyloan.in website. As a minor if you wish to use or transact on Switchmyloan.in, such use or transaction may be made by your legal guardian or parents who have registered as users of the Switchmyloan.in. Switchmyloan.in reserves the right to terminate your membership and refuse to provide you with access to the Switchmyloan.in if it is brought to Switchmyloan.in’s notice or if it is discovered that you are under the age of 18 years.
Your Account and Registration Obligations
When You use the Website or send emails or other data, information or communication to Switchmyloan.in, You agree and understand that You are communicating with Switchmyloan.in through electronic records and You consent to receive communications via electronic records from Switchmyloan.in periodically and as and when required. Switchmyloan.in may communicate with You by email or by such other mode of communication, electronic or otherwise.
Switchmyloan.in does not charge any fee for browsing on the Switchmyloan.in Website. Switchmyloan.in charges a fee for executing a switch in service providers on your behalf. However Switchmyloan.in reserves the right to change the fee and change its policies from time to time. In particular, Switchmyloan.in may at its sole discretion introduce new services and modify some or all of the existing services offered on the Switchmyloan.in. In such an event Switchmyloan.in reserves, without notice to You, the right to introduce fees for the new services offered or amend/introduce fees for existing services, as the case may be. Changes to the Fee and related policies shall automatically become effective immediately once implemented on Switchmyloan.in. Unless otherwise stated, all fees shall be quoted in Indian Rupees. You shall be solely responsible for compliance of all applicable laws including those in India for making payments to Switchmyloan.in.
Use of Switchmyloan.in Website www.Switchmyloan.in
You agree, undertake and confirm that your use of Switchmyloan.in shall be strictly governed by the following binding principles:
Contents Posted on Site
You may use information on Switchmyloan.in products and services purposely made available by Switchmyloan.in for downloading from the Site, provided that you
Switchmyloan.in does not take responsibility or liability for the actions, products, content and services on Switchmyloan.in website, which are linked to Affiliates and / or third party websites using Switchmyloan.in APIs or otherwise. In addition, Switchmyloan.in may provide links to the third party websites of affiliated companies and certain other businesses for which, Switchmyloan.in assumes no responsibility for examining or evaluating the products and services offered by them, and Switchmyloan.in does not warrant the offerings of, any of these businesses or individuals or the content of such third party website(s). Switchmyloan.in does not in any way endorse any third party website(s) or content thereof.
Switchmyloan.in welcomes links to this site. You may establish a hypertext link to Switchmyloan.in website, provided that the link does not state or imply any sponsorship or endorsement of your site by Switchmyloan.in. You must not use on your site or in any other manner any trademarks, service marks or any other materials appearing on the Switchmyloan.in, including any logos or characters, without the express written consent of Switchmyloan.in and the owner of the mark or materials. You must not frame or otherwise incorporate into another third party website or present in conjunction with or juxtaposed against such a website any of the content or other materials on the Switchmyloan.in website without Switchmyloan.in’s prior written consent.
We view protection of Your privacy as a very important principle. We understand clearly that you and Your Personal Information is one of our most important assets. We store and process Your Information on computers that may be protected by physical as well as reasonable technological security measures. If you object to your Information being transferred or used in this way please do not use Switchmyloan.in Website.
Disclaimer Of Warranties And Liability
This website, all the materials and products (including but not limited to software) and services, included on or otherwise made available to you through this site are provided on Switchmyloan.in on “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing. Without prejudice to the forgoing paragraph, Switchmyloan.in does not warrant that:
Switchmyloan.in will not be liable to you in any way or in relation to the contents of, or use of, or otherwise in connection with, Switchmyloan.in website. Switchmyloan.in does not warrant that this site; information, content, materials, product (including software) or services included on or otherwise made available to you through Switchmyloan.in website; their servers; or electronic communication sent from Switchmyloan.in are free of viruses or other harmful components. Nothing on Switchmyloan.in constitutes, or is meant to constitute, advice of any kind. You will be required to enter a valid phone number while placing an order on Switchmyloan.in. By registering your phone number with us, you consent to be contacted by Switchmyloan.in via phone calls and / or SMS notifications, in case of any order or shipment or delivery related updates. Switchmyloan.in will not use your personal information to initiate any promotional phone calls or SMS'.
While availing any of the payment method/s offered at Switchmyloan.in, Switchmyloan.in will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:
All payments made against the purchases/services on Switchmyloan.in by you shall be compulsorily in Indian Rupees acceptable by the Union of India. Switchmyloan.in does not accept any other form of currency with respect to the purchases made on Switchmyloan.in.
Cancellation of order
Switchmyloan.in reserves the right to cancel any order without any explanation for doing so, under situation where Switchmyloan.in is not able to meet the requirement of the order placed or order so placed/cancelled does not comply with the Switchmyloan.in policy or for any other reason. However, Switchmyloan.in will ensure that any communication of cancellation of an order, so cancelled, is intimated within appropriate time to the concerned person and any applicable refund, will be made in reasonable time.
Refund of payment
Switchmyloan.in will refund the payment made by the users in a case it is unable to process the order. Refund will not be made if such inability arises out of:
No refunds would be made after a switch has been completed.
Without limiting other remedies, Switchmyloan.in may limit your activity, immediately remove your information, warn other Users of your actions, immediately temporarily/indefinitely suspend or terminate or block your membership, and/or refuse to provide you with access to the Switchmyloan.in website in the event, but not limited to:
This Agreement shall be governed by and interpreted and construed in accordance with the laws of India. The place of jurisdiction shall be exclusively in Mumbai.
Jurisdictional Issues/Sale in India Only
Unless otherwise specified, the material on Switchmyloan.in is presented solely for the purpose of sale in India. Switchmyloan.in makes no representation that materials in Switchmyloan.in are appropriate or available for use in other locations/Countries other than India. Those who choose to access this site from other locations/Countries other than India do so on their own initiative and Switchmyloan.in is not responsible for compliance with local laws, if and to the extent local laws are applicable.
Trademark, Copyright and Restriction
This site is controlled and operated by Switchmyloan.in. All material on this site, including images, illustrations, audio clips, and video clips, are protected by copyrights, trademarks, and other intellectual property rights that are owned and controlled by us or by other parties that have licensed their material to us. Material on Switchmyloan.in web site owned, operated, licensed or controlled by us is solely for your personal, non-commercial use. You must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by e-mail or other electronic means and whether directly or indirectly and you must not assist any other person to do so. Without the prior written consent of the owner, modification of the materials, use of the materials on any other web site or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which you receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause.
We at Switchmyloan.in respect the intellectual property of others. In case you feel that your work has been copied in a way that constitutes copyright infringement you can write to us at legal@Switchmyloan.in.in.
Switchmyloan.in.in tries to be as accurate as possible. However, Switchmyloan.in does not warrant that product description or other content of this site is accurate, complete, reliable, current, or error-free.
Limitation of Liability
IN NO EVENT SHALL SWITCHMYLOAN.IN BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND IN CONNECTION WITH THIS AGREEMENT, EVEN IF SWITCHMYLOAN.IN HAS BEEN INFORMED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES.
Please send any questions or comments (including all inquiries unrelated to copyright infringement) regarding this Site to legal@Switchmyloan.in.in