Our Vision
Our vision is to shape the future of finance in India through the integration of innovative design, cutting-edge technology, and human-centric AI - building a trusted digital ecosystem where complex financial decisions become simple, transparent journeys, and every individual can move forward with clarity, confidence, and control.
Our Mission
To promote financial inclusion across India by providing fast, transparent, and digital-first financial services—ranging from short-term credit to high-value loans and comprehensive financial products—while serving as a reliable and trustworthy financial partner that empowers individuals and businesses to make informed financial decisions and prosper sustainably.
Focused products &
One shared vision of
trust, speed, and
financial access.
Brand Portfolio
Each brand under SwitchMyLoan solves a distinct financial need, designed for scale, compliance, and long-term customer value.
Cready is your all-in-one financial marketplace -designed to deliver experience, reliability, and the right choices across loans, insurance, credit cards, and more.
Know moreRapidMoney is our LSP platform offering loans to under-served markets, gig-workers and blue-collar workers.
Know moreA premium lending experience for life’s meaningful milestones. Built with trusted partners to deliver calm, transparent, and responsible credit.
Know more5
Years of Legacy
1+ millions
Customers Served
₹5000+ cr
Disbursed
100+ Years
Leadership Experience
SwitchMyLoan and it’s group companies atre led
by industry leaders with a combined 100+ years
of experience.
Our Leadership
United by a shared belief in building sustainable financial businesses, not short-term gains.

Chintan Panchmatya
Founder & CEO
Chintan Panchmatya
inFounder and CEO
Chintan Panchmatya is the Founder and CEO of the SwitchMyLoan Group, dedicated to reshaping how people across Bharat approach financial decisions. He drives the group’s strategy and growth with a focus on innovation and customer-centric fintech platforms. Under his leadership, SwitchMyLoan has added Cready, RapidMoney, and Qicky to it's portfolio.
Before founding SwitchMyLoan, Chintan gained extensive experience in financial services and lending through roles at Fullerton India, Karvy Financial, and Tata Capital. He developed expertise in portfolio management, client acquisition, team leadership, and sales strategy across retail and credit businesses.
Our Core Team
SwitchMyLoan is led by a team with deep experience in fintech, lending operations, product design, growth, and compliance.

Hemali Bhatt
Co-founder & COO

Raj Kariya
Co-founder & Chief Customer Officer, Cready

Durwang Sawant
Chief Business Officer

Ashwani Manaktala
CEO, RapidMoney

Amit Agashe
Head - Operations, RapidMoney
Press & Media
Recognised across industry platforms for building scalable and compliant digital lending brands.